Terms and Conditions

Impact for breakfast network (hereinafter referred to as "IFB" or "the Website" or "the Services") is an independent initiative supported by Rianta Capital Zurich AG("Rianta Capital Zurich" or "RCZ")based in Zurich, Switzerland. It is tied to the work of Artha Networks Inc., the vehicle that enables the market strategy and product of the Artha Platform. It is designed to bring together like-minded sector experts and practitioners worldwide in an informal way over monthly breakfast gatherings to share knowledge, cases, success/failures, methods, etc. in their journeys in impact investment. These Terms and Conditions ("Terms") apply to your use of and contributions to IFB, a website owned and operated by RCZ. By accessing, using, subscribing or contributing data to IFB, and any pages therein or related thereto, and/or by checking the “I ACCEPT YOUR TERMS AND CONDITIONS” box upon completion of your user profile registration, you ac-knowledge that you have read, understood and agreed to be bound by these Terms. If you do not agree to these Terms, you may not use IFB or the Services. These Terms constitute a contract between you and RCZ and govern all interac-tions between you and RCZ, as well as your use of the Website www.impactforbreakfast.com and all related Services.

If you have any questions or need additional information, you may reach RCZ at info@impactforbreakfast.com.

User/Member Account(s)

Existing and new members ("Members") and chapter managers ("Managers") (together "Users") must approve or register their account information upon invi-tation to the new IFB website. New members can either send a request to join the network or can be invited through the IFB website by the Managers

As part of the registration process as a User, you will create a username and password. You will also give RCZ certain registration information, all of which must be accurate and kept current ("Registration Data"). You shall be responsible for maintaining the confidentiality of your username and password.

You shall notify RCZ in a timely manner of any known or suspected unauthorised use of your account, or any known or suspected breach of security, including loss, theft, or unauthorised use or disclosure of your password.

You are responsible for all usage or activity on your account, including use of the account by any third party authorised by you to use your username and pass-word.

RCZ has the right to terminate your account at any time, or to modify or discon-tinue IFBor the Services, each in RCZ's sole discretion.

Content
IFB-generated content

The IFBWebsite is intended to provide information and updates about IFB and IFB events organised by the Managers. IFB may also provide information about third party events. Sources of these events may come from IFB members, RCZ or IFB partners.

All other content under the Jobs and Event blog will be generated by the IFB staff or Managers and is gathered primarily from IFB Members, IFB partners and other online news sources, with appropriate attributions. RCZ does not take responsi-bility for the content of any commentary/posts/links, etc. generated by Users on any portion of the Website, whether open or closed domain (protected by pass-word).

Content Disclaimers

RCZ is not responsible, and shall have no liability, for any incorrect or inaccurate content posted on the Website by any User or for any liability, cost or expense Users may incur in connection with IFB caused by any User or other Person.

RCZ is not responsible for the conduct, whether online or offline, of any User of the Website or any other person. With respect to the Website, RCZ assumes no responsibility for any error, omission, interruption, deletion, defect, delay in op-eration or transmission, communications line failure, theft or destruction or unau-thorised access to, or alteration of, any communications.

User generated content

All electronic data files, content, material or any other information submitted and uploaded by Users (directly or indirectly) are considered contributions of data ("DataContributions" or "Content").

Data Contributions uploaded to IFB are at User discretion and may comprise the following file formats (not exhaustive): .doc, .pdf, .txt, .xls., .ppt, .jpg, .bmp, .wmv, .mp3. See section on Terms regarding Data Contributions for more on rules, limitations, controls, and disclaimers where User uploaded and shared Con-tent is concerned.

Code of Conduct and Acceptable Use

All Users of the Website will be expected to conform to a code of conduct guided by the principles of transparency, trust and integrity ("HonorCode").

Users may not transmit any chain letters or junk email to any other User or any other person. Illegal and/or unauthorised uses of the Website, including collecting Users may not transmit any chain letters or junk email to any other User or any other person. Illegal and/or unauthorised uses of the Website, including collecting the name, email address or any other personal or confidential information of any User or any other person by electronic or other means for any reason, including, without limitation, the purpose of sending unsolicited email and unauthorised framing of or linking to the Website, will be investigated and appropriate legal action may be taken, including, without limitation, civil, criminal and injunctive redress.

Although RCZ assumes no obligation to monitor the conduct of any User on or off the Website, it is a violation of these Terms to use the Website or any information obtained from the Website in order to: (i) harass, abuse, or harm another person (including, but not limited to, using profanity in messages or joining collaborator teams in bad faith), (ii) contact, advertise to, solicit, or sell to any User or other person without their prior explicit consent. In order to protect such persons from such advertising, solicitation or harassment, RCZ reserves the right to remove Content from the Website that violates acceptable use in RCZ's sole discretion and restrict the number of emails or messages that a User may send to others through the Website in any 24-hour or other period to a number that RCZ deems appropriate, in RCZ's sole and absolute discretion.

Users shall not use IFB or its content to upload, post or submit Content (including but not limited to, written materials or images) at any time for any purpose that in RCZ's opinion is unlawful, prohibited, threatening, abusive, defamatory, libellous, invasive of privacy or publicity rights, hateful or offensive on racial, ethnic, sexual or any other grounds, vulgar, obscene, profane or otherwise objectionable, which encourages conduct that would constitute a criminal offense, gives rise to civil liability or otherwise violates any law, and you shall comply with any applicable local, state, national or international statutes, rules, regulations, ordinances, decrees, laws, codes, orders, regulations or treaties when using IFB.

Other than as specifically set forth in these Terms, Users may not reproduce, re-publish, upload, post, modify, copy, alter, distribute, sell, resell, transmit, trans-fer, decompile, license, assign, publish or exploit, in any way, any content on the IFB Website. Except as otherwise expressly permitted under these Terms or copyright law, no copying, redistribution, retransmission, publication or commercial exploitation of downloaded material will be permitted without the express written permission of RCZ and the copyright owner. In the event of any permitted copying, redistribution or publication of copyrighted material, no changes in or deletion of author attribution, trademark legend or copyright notice shall be made and no ownership rights shall be transferred.

The Website includes features and functionality whereby a User may post and transmit information, images and other materials. All such in-formation, images and materials, whether publicly posted or publicly or privately transmitted, are the sole responsibility of the User who origi-nates such Content. RCZ assumes no obligation to monitor or control such posted or transmitted Content and cannot take responsibility for such Content posted or transmitted by a User. However, RCZ reserves the right at all times (but will not have an obligation) to remove or refuse to post or distribute any Content, and to restrict, suspend or terminate the participation of any User from the Website and from all IFB Services at any time, with or without prior notice.

Registration and Cancellation

Only Members have full access to the Website, requiring passwords for access. Likewise, Managers have access to their own contact database, visible only to the chapter owners and the IFB staff.

RCZ reserves the right to terminate your registration to the restricted areas and to restrict your access to the Website without notice, at any time.If your ability to access and/or use the Website has been terminated hereunder, you are prohibited to attempt to re-register with or access the Website through use of a different name, Member or otherwise.

You may cancel your registration with the Website at any time by sending an email to info@impactforbreakfast.com.

Any termination or restriction shall be without prejudice to any rights accrued to RCZ up to the date of termination or restriction.

Operation of the Website

RCZ reserves the right to suspend or terminate the operation of the Website at any time for the purposes of support and maintenance or to update the informa-tion contained on the Website. RCZ is not obliged to give any notice of such ter-mination or suspension.

Eligible Users

RCZ will accept requests to partake on the Website contingent upon further dis-cussions and reserves the right to control the growth and profile of the Users at its discretion. The IFB administrator controls access to all User requests for membership.

Impact for BreakfastUser types are defined as follows:

Members: In function, these are "by invitation only" but may also send a request to join the network through completion of a preregistration form on the Website. Members are grouped in Investors, Advisors, Service providers, Entrepreneurs and Observers/Jobseekers

Chapter Managers: Are members with the ability to create events and manage their own chapter database in their own physical location. User data of those ap-plying to chapter databases will be under the control and management of that Chapter Managers: Are members with the ability to create events and manage their own chapter database in their own physical location. User data of those ap-plying to chapter databases will be under the control and management of that Manager; however, IFB reserves the right to utilise the Member lists for occa-sional network-wide communications relevant to our core subject matter. Indi-vidual profiles regardless of chapter should be treated in adherence to core IFB data policies, i.e. the Honor Code.

The selection and invitation of Users is at the sole discretion of RCZ and RCZ does not have any ownership interest, shareholding/stakeholding, or any other monetary, investment or other financial connection to any of the independent entities invited to joinIFB.

Fees

RCZ incurs financial, administrative and other expenses associated with the op-eration of the Website and network convener. Invited Users of the system do not however have to pay any fees at the current time.

RCZ reserves the right to implement, adjust any fees and percentages at any time on written notice in the future. Managers who seek to run their own events may be asked to pay a service fee at some point in the future; the IFB staff will prepare relevant detailed communications to this end when necessary.

Expiry of User Profile

RCZ reserves the right to delete User profiles when email addresses are no longer valid.

Confidentiality

Each User agrees that they will not use, divulge or communicate to any person, except to its professional representatives or advisers or as may be required by law or any legal or regulatory authority, any confidential information concerning the business or affairs of any other User of the Website or of any member of the group of companies to which such User belongs which may have or may in the future come to its knowledge and each User shall use its best endeavours to pre-vent the publication or disclosure of any confidential information concerning such matters.

Taxes

It is the responsibility of each User to determine what tax rules and policies may apply to them; RCZ does not accept any responsibility in any way for issues re-garding taxation.

Warranties

Users are granted limited, revocable, nonexclusive, non-transferable access to IFB Content conditionalupon the Users’ continued compliance with these Terms. Users may view, download and print IFB content for their personal and internal business use, provided that all hard copies contain all copyright notices and trademark legends, and all other applicable intellectual property and proprietary marks and notices.

Each User represents and warrants that:

  • all abovementioned Data provided by Users for registration is accurate, non-misleading and complete.
  • the User does not use pseudonyms or pen names.

Except as expressly provided in these Terms, User(s) shall not:

  • download, store, reproduce, transmit, display, distribute or take screen shots of any part of the Website or use the content of the Website for a database of any kind.
  • make available or permit access to the Website to any Third Party; Users may not sell, loan, lease or rent access to, or use of, the IFB.
  • use or attempt to use any deep-link, scraper, robot, spider, data mining, computer code or any other device, tool or program to access, acquire or monitor any part of the Website.
  • violate the security of the Website or attempt to gain unauthorised access to the Website.
  • upload any material to the Website that infringes intellectual property rights of RCZ or a Third Party or any obligations of confidentiality according to these Terms.
  • provide on the Website any information or use the Website or parts thereof in any manner that infringes or violates the rights of RCZ or any Third Party, the applicable laws or regulations.
  • perform any action which may impair the operability of the Website.
  • use the Website in any manner that is unlawful or harms RCZ or the Users of the Website.

The User warrants that they shall act in a polite, courteous and law-abiding man-ner when using the Website.

You may not use IFBor its Content to construct a database of any kind. You may not store Content from IFB, in its entirety or in any part, in databases for access by you or any Third Party or distribute any database services containing all or part of the Services. You may not use IFB in any way to modify or improve the quality of any data sold by you to any Third Party. You will not use IFB or its Content in unsolicited mailing or spam material.

EACH USER REPRESENTS AND WARRANTS THAT (i) IT HAS ALL NECESSARY POWER AND AUTHORISATION TO ACCEPT THESE TERMS AND CONDITIONS; (II) THESE TERMS AND CONDITIONS ARE LEGAL, VALID, BINDING AND ENFORCEABLE AGAINST THE USER; (III) THE USER'S ACCEPTANCE OF THESE TERMS AND CONDITIONS WILL NOT VIOLATE ANY LAW, RULE, REGULATION, OR ANY AGREEMENT BINDING THE USER; (IV) AND THE USER WILL OBSERVE ALL AP-PLICABLE LAWS AND THE PROVISIONS OF THESE TERMS AND CONDITIONS.

Limitation of Liability, Warranty and Indemnification

THE LIABILITY OF RCZ UNDER OR IN CONNECTION WITH THESE TERMS AND CONDITIONS AND/OR THE WEBSITE SHALL BE LIMITED TO THE EXTENT POSSIBLE BY THE GOVERNING LAW.IN GENERAL, RCZ SHALL ONLY BE LIABLE FOR GROSSLY NEGLIGENT OR INTENTIONALLY CAUSED DAMAGES. RCZ EXCLUDES ANY LIABILITY FOR DAMAGE CAUSED BY AN AUXILIARY PERSON.

WHILE RCZ ENDEAVORS AS FAR AS POSSIBLE TO ENSURE THAT THE CONTENT ON THE WEBSITE IS CORRECT AND UP-TO-DATE,RCZ DOES NOT REPRESENT OR ENDORSE THE ACCURACY OR RELIABILITY OF IFB OR ITS CONTENT. YOU AC-KNOWLEDGE THAT ANY RELIANCE UPON RCZ AND IFBSHALL BE AT YOUR SOLE RISK.

THE WEBSITE INCLUDING BUT NOT LIMITED TO THE SERVICES CONNECTED THEREWITH ARE PROVIDED ON AN “AS IS”, “WITH ALL FAULTS”, AND “AS AVAILABLE” BASIS AND THE ENTIRE RISK AS TO SATISFACTORY QUALITY, PER-FORMANCE, ACCURACY AND EFFORTS IS WITH THE USER. RCZ NEITHER REPRE-SENTS, WARRANTS, COVENANTS GUARANTEES, NOR PROMISES ANY SPECIFIC RESULTS FROM USE OF THE WEBSITE.RCZ DOES NOT MAKE ANY REPRESENTA-TIONS OR WARRANTIES, EXPRESS OR IMPLIED, UNDER THESE TERMS AND CONDITIONS. ANY AND ALL REPRESENTATIONS AND WARRANTIES OF RCZ UNDER OR IN CONNECTION WITH THE TERMS AND CONDITIONS ARE EXCLUDED TO THE EXTENT LEGALLY POSSIBLE, INCLUDING BUT NOT LIMITED TO REPRESENTATIONS AND WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, WORKMANLIKE EFFORT, ERROR-FREE ACCESS TO THE WEBSITE;REGARDING ANY DATA AND/OR INFORMATION PROVIDED OR MADE AVAILABLE BY ANY USER OR ON ANY EXTERNAL WEBSITES LINKED TO THE WEBSITE INCLUDING BUT NOT LIMITED TO INFORMATION BEING OF SATISFACTORY QUALITY, ADEQUACY, ACCURACY, TIMELINESS AND COMPLETENESS, ANDOF UNINTERRUPTED OR ERROR-FREE ACCESS OR USE OF THE WEBSITE.

RCZ ASSUMES NO RESPONSIBILITY, AND SHALL NOT BE LIABLE FOR, ANY DAM-AGES CAUSED BY VIRUSES, KEY LOGGERS, SPYWARE, WORMS, TROJAN HORSES, TIMEBOMBS OR OTHER MALICIOUS OR HARMFUL PROGRAMMING THAT MAY INFECT YOUR COMPUTER EQUIPMENT OR OTHER PROPERTY ON ACCOUNT OF YOUR ACCESS TO, USE OF, OR BROWSING IFB OR YOUR DOWNLOADING OF ANY MATERIALS, DATA, TEXT, IMAGES, VIDEO, OR AUDIO FROM THE WEBSITE.

THIS DISCLAIMER OF LIABILITY APPLIES TO ANY DAMAGES OR INJURY CAUSED BY ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INAC-CURACY, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, COMMUNICATION LINE FAILURE, THEFT OR DESTRUCTION OR UNAUTHORISED ACCESS TO, ALTERATION OF, OR USE OF THE SERVICES OF IFB, WHETHER FOR BREACH OF CONTRACT, TORTIOUS BEHAVIOR (INCLUDING, WITHOUT LIMITATION, STRICT LIABILITY), NEGLIGENCE, OR UNDER ANY OTHER CAUSE OF ACTION, TO THE FULLEST EXTENT PERMISSIBLE BY LAW.

RCZ PROVIDES THE INFORMATION ON THE WEBSITE INCLUDING BUT NOT LIM-ITED TO ITS INFORMATION AS A RESOURCE FOR USERS BUT DOES NOT GIVE BUSINESS ADVICE, INVESTMENT ADVICE, TAX ADVICE OR LEGAL ADVICE TO THE USER OR ANYONE ELSE. RCZ DOES NOT CLAIM TO BE AND IS NOT A BROKER, DEALER, INVESTMENT ADVISOR OR LAWYER AND NOTHING HEREIN SHALL CONSTITUTE A SALE OR OFFER TO BUY OR SELL OR RECOMMEND ANYTHING. THE USER MAKES ITS OWN INVESTMENT DECISIONS BASED UPON ITS PERSONAL DUE DILIGENCE INVESTIGATION AND OTHER PERSONAL INVESTMENT CRITERIA. THE USER AGREES THAT IT USES THE WEBSITE AT ITS OWN RISK.

THE USER SHALL INDEMNIFY, DEFEND AND HOLD HARMLESS, TO THE FULLEST EXTENT PERMITTED BY LAW, AGAINST ANY CAUSE OF ACTION, ALL LIABILITIES, LOSSES, COSTS OR EXPENSES WITH RESPECT TO ANY CLAIM BY THIRD PARTIES ARISING OUT OF THE USER’S FAILURE TO PERFORM ITS OBLIGATIONS UNDER THESE TERMS AND CONDITIONS.

USERS WILL NOT HOLD RCZ AND ITS AFFILIATES, NOR THEIR RESPECTIVE OF-FICERS, DIRECTORS, AGENTS, OR EMPLOYEES ACCOUNTABLE FOR ANY LOSS, DAMAGE, COST OR EXPENSE RELATING TO THE ADEQUACY, ACCURACY OR COMPLETENESS OF THE PROJECT/ENTERPRISE INFORMATION ACCESSIBLE THROUGH IFB OR THE USE OF THAT INFORMATION. YOU SPECIFICALLY AC-KNOWLEDGE THAT IFB IS NOT LIABLE FOR THE DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF OTHER USERS, CONTRIBUTORS OR THIRD PARTIES OVER WHICH IT HAS NO CONTROL.

Nothing in these Terms shall exclude or in any way limit RCZ’s liability for criminal offenses, or for death and personal injury caused by its negligence, or any other liability to the extent that it cannot be excluded or limited as a matter of applicable law.

Intellectual Property Rights

RCZ respects the intellectual property of others and expectsUsers of the Website to do the same.The works of authorship contained on the Website, including but not limited to all copyright, designs, trademarks, logos, data, text and images, whether registered or unregistered, are the intellectual property rights of RCZ, its affiliates or Third Parties who have supplied information to RCZ and are protected by the applicable laws, including but not limited to international intellectual property laws, treaties and conventions.

RCZ reserves the right to take legal action in respect of any infringement of these works of authorship or information contained on the Website, including any legal action in respect of any reproduction, copying (other than in accordance with the Terms), distribution, framing, uploading to a Third Party, publication, adaptation, broadcasting, public performance or other communication to the public of the works of authorship or information contained on the Website without the prior written consent of RCZ.

If you believe that your work has been copied and is accessible on the Website in a way that may constitute copyright infringement, you can notify RCZby sending an email to info@impactforbreakfast.com.

Links

You may include a link on your website to the IFB home page, currently located at http://impactforbreakfast.com ("Homepage"). You may not link to an internal or subsidiary page of IFB that is located one or several levels down from the Homepage and in the internal domain portion of the site or bring up or present IFB Content within another website without prior written approval from RCZ.The IFB Website may contain links to other websites. These websites are not under the control of RCZ and RCZ is not responsible for the contents thereof.

RCZ reserves the right to prohibit any such link at any time. Any permitted links to the Website must comply with all applicable laws, rules, regulations and RCZ's internal policies.

Survival

These Terms shall survive any termination of your use of or contribution to IFB.

Severability

If any provision of these Terms shall be deemed unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from these Terms and shall not affect the validity and enforceability of any remaining provisions. In the place of an invalid provision, a valid provision is presumed to be agreed upon by the parties, which comes economically closest to the one actually agreed upon.

Modification of Terms

These Terms may be modified by RCZ in its sole discretion from time to time and such modifications shall automatically become part of these Terms and shall be effective once posted by RCZ on the Website. Your participation in the use of the Website will be subject to any such modifications. All Users should review the Website and these Terms from time to time for any modifications. Neither the course of conduct between parties nor trade practice shall act to modify any pro-vision of these Terms.

Privacy and Data Security

In the course of your use of IFB, you will be asked to provide certain information to RCZ, and RCZmay collect certain information about you. RCZ'suse of informa-tion you provide or is otherwise collected by RCZthrough IFB is governed by RCZ'sPrivacy Policy.

RCZ reserves the right to disclose any information RCZ is obliged to disclose due to any applicable laws, legal processes or other governmental request.Additionally, RCZ may disclose information to operate IFB properly, to give you the opportunity to sign up for memberships with our collaborators or to protect ourselves and/or the Users. For further details, we urge you to consult RCZ's Privacy Policy, which is available at [LOCATION].

To prevent unauthorised access, maintain data accuracy and ensure the correct use of your Registration Data and Data Contribution, RCZ has put in place what RCZ believes to be reasonable physical, electronic and managerial procedures to safeguard and secure your Registration Data and Data Contribution. However, no assurances can be given that these security measures will prevent any unauthor-ised interception of or access to your Registration Data and Data Contribution and you hereby agree not to hold RCZ liable for use of your Registration Data and Data Contribution obtained in any unauthorised manner.

General

The parties hereto are and remain independent parties. It is not the parties’ intent to create (and these Terms do not create) the formation of a partnership, joint venture or similar relationship between the parties.

Headings are for reference purposes only and in no way define, limit, construe or describe the scope or extent of such section.

Failure or neglect by RCZ to enforce any of the provisions of these Terms shall not be construed or deemed to be a waiver of RCZ’s rights nor shall this affect the validity of the whole or any part of these Terms, nor prejudice RCZ’s rights to take subsequent action.

All rights not expressly granted herein are hereby reserved.

Applicable Law and Jurisdiction

Any dispute, controversy or claim arising out of or in connection with these Terms, including regarding the validity, invalidity, breach, or termination thereof, shall be finally settled under the Rules of Arbitration of the International Chamber of Commerce by three arbitrators appointed in accordance with the said Rules. The place of arbitration shall be Zurich, Switzerland. The language of the arbitral proceedings shall be the English language. Notwithstanding the foregoing, RCZ may seek recourse in any jurisdiction worldwide in order to restrain the unlawful use of any of the material contained on the Website.

Comments and Feedback

If you have any questions or comments about the Website and would like to con-tact the team at RCZ, please email info@impactforbreakfast.com.